Residential Lending

SP Capital – Lending Solutions

We offer a range of residential loan products tailored to meet a variety of borrower scenarios through our broker network residential loan products tailored to meet a variety of borrower scenarios through our broker network:

For clients with clean credit histories, stable income, and standard bank-ready profiles.

Designed for clients with minor credit issues, irregular income, or recent employment changes.

For self-employed borrowers, those with complex income streams, or significant credit events.

For Australian citizens and permanent residents living abroad, including foreign currency income and overseas assets.

Flexible lending options for foreign nationals investing in Australian property.

Our commercial finance products cater to business owners, investors, and developers:...

We support Self-Managed Super Funds with compliant, transparent property lending...

Across all product categories, SP Capital delivers: - Flexible Loan Structures: Including full doc, alt doc, and specialist doc assessment....